HELP! My Creditors Keep Calling Me!
Many of us have bad debts and receive phone calls from credit card companies, creditors, debt collection agencies/services, bad debt collectors and recovery companies/agencies. We owe these companies money and they would like to collect it, however there are laws, rules and regulations that all of these companies must follow. These laws are spelled out in the Fair Debt Collection Practices Act, which can be viewed here.
Please allow me to give you two (2) of, what I have found to be, the least known facts about these Fair Debt Collection Practices Act laws, rules and regulations.
#1 – Credit card companies, creditors, debt collection agencies/services, bad debt collectors, bad debt recovery companies/agencies, may NOT call you before 8:00am or after 9:00pm, local time, at your location.
#2 – These collectors/companies/agencies/services may not contact you at your place of employment if they know or have reason to know that your employer prohibits you from such communications.
Don't let these companies harass you. Be informed! Know your rights and hold these companies to the laws that have been put into place to protect you.
The Miller Housing Group is here to assist you in your journey to credit restoration, more income, as well as your housing needs.
This article is brought to you by the PJ'S Team at the Miller Housing Group.
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